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Girija Sivakumar is a seasoned financial professional with extensive experience in financial reporting and compliance within the insurance sector. Currently serving as a Consultant at The Terry Group since April 2015, Girija specializes in Risk Based Capital calculations, financial forecasting models, and audit support for clients. Prior to this role, Girija was a Financial Consultant at Donlon & Associates and held various key positions at Concert Health Plan, including Consultant, Controller, and Senior Staff Accountant. Educational qualifications include an MBA in Finance & Marketing from ICFAI Business School, a CFA from the Institute of Chartered Financial Analyst of India, and a BCom from Ethiraj College for Women. Girija also holds a CPA designation obtained between 2000 and 2001.