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Gretel Geiger is a skilled credit analyst currently employed at Farmers & Merchants State Bank since May 2023, having previously served as a commercial credit intern at GreenStone Farm Credit Services from January 2021 to May 2023, where responsibilities included financial analysis and compliance reporting. Prior roles include agricultural worker and bookkeeper at T DYKSTRA INC from April 2015 to May 2023, focusing on the efficient operation of farm properties, as well as sales and marketing development at Michigan Craft Beef, where efforts contributed to a successful transition from retail to online sales in 2020. Academically, Gretel Geiger holds a Bachelor's degree in Accounting from Hope College, obtained between 2019 and 2023.