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Mr. Arvind K Sharma, the Chief Risk Officer in CSB Bank, is responsible for the management of Credit, Market, Liquidity, Operational, Information Security & Cyber Risks in the Bank, through development & implementation of Risk Management Programs to introduce policies, procedures & systems to mitigate the risks to the Bank and ensuring risk compliance. Mr Arvind K Sharma brings more than twenty-seven years of diverse banking experience. He has held a series of roles in Risk Management for over a decade. Before joining CSB Bank, Mr Sharma worked with State Bank of India for 24 years and Bank Sohar in Oman for three years, where he successfully handled various assignments in areas such as Risk, Treasury, Credit, Trade Finance, Retail Business and Branch Management etc. He had been extensively associated with implementation of Advance Approaches (Basel II) in Risk Management, IFRS 9 Risk Framework & Moody Rating System. He handled Business Process Re-engineering projects across 900 branches covering Trade Finance, Retail Banking and implemented Central Processing outfits. Arvind is a Graduate of Advanced Management Programme from Harvard Business School, has completed the Executive Programme in Management from Columbia Business School. He also attended the Advanced Risk Management Programme at Wharton Business School. A Certified Associate of the Indian Institute of Bankers. He is a Masters of Arts in Economics with a PG Diploma in Financial Engineering & Risk Management from the Indian Institute of Capital Markets.