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Andrew Boutros, CFA, MBA, currently serves as the Product Officer for Commercial, SBA, and Consumer Lending at The Bank of Tampa and is the Owner of C2C Universe. Previously, Andrew held the position of Product Director for AP Automation at Premier Inc. and spent nearly a decade at TD in various roles, including Product Group Manager and VP Senior Manager for Emerging Payments and Product Innovation. Throughout Andrew's career, extensive experience has been gained in fintech strategy, product development, and business operations, leading to significant growth in small business lending and overall revenue. Educational credentials include a Master of Science in Finance from Boston College's Carroll School of Management, an MBA from the American University Kogod School of Business, and a Bachelor of Science in Finance from The George Washington University School of Business.