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Heather Ruschitzko has a significant work experience in the finance field. Heather started their career as an Accountant at RR Donnelley Global Turnkey Solutions in 1996 and worked there until 1999. Heather then joined EZCorp and held various finance roles, including Accountant, Senior Financial Analyst, Manager Financial Planning & Analysis, and Director Financial Planning & Analysis. In 2014, Ruschitzko became a Consultant at Bridgepoint Consulting, LLC, and in 2015, they assumed the role of CFO at the Texas Bankers Association.

Heather Ruschitzko earned their Bachelor of Arts (B.A.) degree in Accounting from Luther College, which they attended from 1992 to 1996. Heather then pursued further education and obtained a Master of Business Administration (M.B.A.) degree with a focus on Corporate Finance from St. Edward's University, where they studied from 2004 to 2006. In addition to their degrees, Heather earned a certification as a Certified Public Accountant from the Texas State Board of Public Accountancy in September 2011.