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Stephen Horn is a Data Analyst at Terzo, having started in September 2024. Prior to this role, Stephen served as a Financial Representative at Ashford Advisors from May 2022 to August 2024, where responsibilities included acting as a Registered Representative and Financial Advisor for Park Avenue Securities LLC, providing securities products and advisory services. Stephen holds two Bachelor's degrees from the University of Georgia - Terry College of Business: one in Finance and another in Marketing, both earned between August 2018 and May 2022.