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Rinat Karimov has a diverse work experience spanning across various industries. Rinat started their career as an intern in Financial Services Assurance at PwC in January 2011. Rinat then joined Unilever as a Management Trainee in August 2011 and later became a Finance Integration Manager from October 2013 to November 2014. In May 2015, Rinat joined Accenture as a Strategy Consultant, where they worked until January 2018. Rinat then moved on to TerraLink, where they held multiple roles, including Leading Consultant from January 2018 to January 2020, Ariba Team Lead from January 2020 to August 2022, and currently as the Head of SAP Intelligent Spend Management Solutions since September 2022.

Rinat Karimov began their education in 2005 at the Higher School of Economics, where they pursued a Bachelor's degree in Economics. Rinat completed this program in 2009. In the same year, Rinat also started their Bachelor's degree in the External programme: Economics at the University of London. Rinat studied at the University of London until 2009. Later, in 2009, Rinat enrolled in the Higher School of Economics again, this time to pursue a Master's degree in Financial markets. Rinat completed their Master's program in 2011.