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Bharatwaj Srinievasan is currently serving as an Associate Vice President - Product Development at Temenos. Prior to this, Bharatwaj was a Subject Matter Expert at Intellect Design Arena Ltd and an Assistant General Manager - IT at Cholamandalam Investment and Finance Co Ltd. With experience in banking consulting, functional consulting for ERP, and processing officer roles at Citigroup Global Services Ltd, Bharatwaj has a strong background in the lending domain and managing teams. Bharatwaj holds a PGDBA in Banking, Corporate, Finance, and Securities Law from Symbiosis Institute for Distance Learning and an M.F.M in Banking and Financial Services from Pondicherry University.