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David Charlesworth is an experienced credit risk professional currently serving as Vice President (VP) of Credit Risk at Technology Credit Union since November 2020, where responsibilities include leading the Special Assets team and ensuring high service levels for consumer product lines. Previously, David held the position of Senior Vice President of Credit & Operations at Bank of the West, overseeing national operations and underwriting for consumer finance across a large team. David's earlier career at Wells Fargo spanned multiple roles, including SVP Regional Business Center Manager and Regional Collection Manager, managing significant portfolios and cross-functional departments while driving performance, risk management, and business growth.