Raphaela Josephine is a Consultant in Business and Integration at Zafin since June 2021, bringing expertise from prior roles including an internship at Indian Overseas Bank where responsibilities included managing cash credit accounts and generating risk scores. In June 2019, Raphaela worked as a Network Analyst at CSS Corp. Academically, Raphaela holds a Master of Business Administration in Banking Technology from Pondicherry University (2019 - 2021) and a Bachelor of Technology in Information Technology from Rajiv Gandhi College of Engineering and Technology (2015 - 2019). Early education was completed at St. Joseph of Cluny School, Pondicherry.