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Vipul Lalka is an accomplished professional with extensive experience in digital strategy and payments. Currently serving as Vice President and Head of Enterprise Digital Strategy at TD since May 2014, Vipul leads the development of the enterprise digital strategy and benchmarking against the digital roadmap to ensure the Bank's success. Prior to this role, Vipul held various leadership positions at TD, including Vice President of Enterprise Payments Platform & Capabilities and Associate Vice President of North American Mobile Platforms, where notable contributions included the successful launch of industry-recognized mobile applications. Vipul’s previous experience includes tenure at Deloitte as Senior Manager in Corporate Strategy, focusing on innovative mobile wallet solutions, and a foundational role as a Software Engineer at Avaya. Academically, Vipul holds an MBA from Ivey Business School, a Master’s degree in Electrical Engineering from Utah State University, and a Bachelor's degree in Electronics & Telecommunication.