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Sundeep Yerapotina is an accomplished risk management professional with extensive experience in financial services. Currently, as the Head of Credit Management for Proprietary Credit Cards, Retail Credit, Personal Loans, and Retail Bank at TD, Sundeep oversees credit strategy and risk management for significant credit card and personal loan portfolios. Previously, Sundeep served as the Chief Risk Officer for Rewards Branded Cards at Citi, managing end-to-end risk for a robust portfolio and also led existing customer strategies for proprietary cards. Prior experience includes senior managerial roles focusing on analytics and credit risk solutions at Genpact (formerly GE Capital) and consultancy positions at Modelytics. Sundeep holds a Master’s degree in Data Analytics from Penn State University and a Bachelor of Engineering from the National Institute of Technology Karnataka.