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Shu Lazaro is a seasoned professional in risk management and credit analysis, holding the position of Senior Risk Manager at TD. Shu's extensive experience includes roles as Lead Credit Risk Analyst and Senior Credit Risk Analyst at Alliance Data, as well as positions at JPMorgan Chase as AVP and Risk Analyst II. Additional experience encompasses serving as a Teaching Assistant for the Statistics Program at the University of Delaware and working as a Pension Specialist at Hewlett-Packard.