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Nikolay Vasilev has a strong background in risk management and credit portfolio management. Nikolay has worked in various positions at TBI Bank, Central Cooperative Bank AD, and United Bulgarian Bank. At TBI Bank, Nikolay served as the Chief Analyst Regulatory Risk at the Enterprise Risk Management Department, where they developed and maintained risk management frameworks and provided administrative support for various bank committees. Previously, at Central Cooperative Bank AD, they were a Chief Specialist at the Credit Portfolio Management Department, responsible for portfolio analyses and risk monitoring. Before that, Nikolay worked at United Bulgarian Bank as a Senior Expert at the Credit Portfolio Management Department and later as a Credit Risk Specialist at the Retail Credit Risk and Portfolio Department, where they conducted portfolio analyses and contributed to the automation of analysis and presentation processes.

Nikolay Vasilev has a Master's degree in Statistics and Econometrics from the University of National and World Economy. Nikolay also holds a Bachelor's degree in the same field from the same university. In addition, they completed their high school education at Language School "Bertolt Brecht" in Pazardzhik, specializing in German and English language.