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Gergana Staykova has a strong background in the banking industry, with extensive experience in various roles. In 2001, they started their career at Elina Bul JSC, where they worked in administration until 2003. Gergana then joined Postbank, Eurobank EFG Group, as the New Accounts/Credit Policy Manager, specializing in consumer lending. In 2006, Gergana joined EFG Retail Services as a Credit Manager, a position they held until 2011. Gergana then moved to Bancpost, where they served as the Senior Manager for Credit Processing & Operations for individuals until 2014. In 2015, they were promoted to Executive Director, responsible for Business Process Management & Procurement at Bancpost. Gergana then transitioned to TBI Bank in 2017, where they held the position of SVP, Head of Lending & Distribution until 2022. Currently, they are the Market Lead at TBI Bank and also the Chairman of the Board of Directors at TBI Credit Romania.

Gergana Staykova completed their Bachelor's degree in Business, Management, Marketing, and Related Support Services at Sofia Free University from 1992 to 1994. Gergana then went on to earn their Master's degree in Classical, Ancient Mediterranean and Near Eastern Studies and Archaeology from Sofia University St. Kliment Ohridski, which they completed from 1994 to 1999. In 2004, Gergana attended Statistical Decisions, where they studied Risk Management. Gergana also studied Scorecards & analytics at Experian Scorex in 2005. In 2011, Gergana pursued a course on Developing as a leader at Harvard Business School. Gergana Staykova also attended English Language High School from 1989 to 1994.