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Nitin Dharma is currently the Chief Risk Officer at Tata Capital, with extensive experience in risk management and credit analysis. Prior to their current role, Nitin served as the Chief Credit Officer and Head of Special Assets Management Group at Tata Capital Financial Services Ltd. Nitin has a background in finance and law, with a strong focus on managing distressed debt portfolios and achieving organizational goals. With a diverse career spanning various roles in esteemed organizations like ICICI Bank Ltd and Birla Global Finance Ltd, Nitin has honed their skills in risk management, credit policies, and compliance. Nitin holds degrees in law, commerce, and various professional certifications in management and banking.