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Jochen Herkenrath is an experienced professional in financial services, currently serving as Bereichsleiter Kredit & Geldanlagen at TARGOBANK since December 2009, overseeing a product portfolio exceeding 1 million accounts. Previous roles at TARGOBANK include Bereichsleiter Girokonten & Geldanlagen, Head of Product Management Current Accounts, and Head of Channel Management and Cooperations, where responsibilities included managing loans, checking accounts, and credit cards through various distribution channels. Prior to TARGOBANK, Jochen worked at Citibank Privatkunden AG & Co KG aA in several positions including Head of Portfolio Management Loans and Senior Project Manager, and began a career at Accenture as a Business Consultant in Financial Services. Jochen holds a Diplom-Kaufmann degree in Bankbetriebslehre, Wirtschaftsprüfung, and Steuerrecht from the University of Cologne.