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Muhammad Kabir PhD, CIPA is an accomplished professional with extensive experience in the banking sector, currently serving as the Chief Compliance Officer at TAJBank Ltd. since September 2022. Prior roles include Group Head of Strategy and Corporate Development at Jaiz Bank PLC from January 2016 to September 2022, and Divisional Head of Non-Interest Banking at Keystone Bank Limited for a brief period in 2015. Muhammad also held key positions at Jaiz Bank Plc, including Chief Strategy Officer and Chief Finance Officer, and served as Service Manager at Bank PHB Plc from January 2009 to September 2011. Academic credentials include a Doctor of Philosophy (PhD) in Strategy from The Open University, an MSc in International Consulting & Accounting from the University of Reading, and a Bachelor of Science (BSc) in Accounting from Bayero University, Kano.