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Pavel Ladziato serves as the Head of the Private Customers Division and a management board member at Swedbank Lietuvoje, with experience dating back to January 2007. Previous roles at Swedbank include Acting Head of Customer Service Division, Head of Channel Support Department, and Head of Channel Unit (LT), focusing on channel development, customer experience management, and network efficiency. Additionally, Pavel has expertise in customer offering models, segmentation strategies, and operational excellence programs within the consumer financing business. Pavel is also a board member at Swedbank lizingas, UAB, and holds a bachelor's degree in Marketing and Business Intelligence from Vytauto Didžiojo Universitetas and an MSc in Financial Economics from ISM.