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Zulkifli Zulkifli is an experienced professional in the field of training and development, currently serving as an Agency Development Analyst at Zurich Indonesia since February 2023. Prior to this role, Zulkifli held positions as a Regional Trainer at Bhinneka Life Indonesia from July 2022 to December 2022, and served in various capacities at Avrist Assurance from April 2017 to July 2022, including Training and Development Officer, Training and Development Specialist, and Management Trainee. Zulkifli holds a Bachelor of Economics degree with a focus on Human Resources Management from the University of North Sumatera, where studies were completed from 2012 to 2016.