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Brainard Lombard Ho is a Derivatives Specialist at Sun Life since May 2022, previously serving as a Product Structurer at Metropolitan Bank and Trust Company from March 2014 to May 2022, and as a Market and Liquidity Risk Officer at Banco de Oro from July 2010 to February 2014. Throughout the career, Brainard has conducted monthly analyses and reporting of liquidity and interest rate gaps, provided independent market risk evaluations of investment proposals, and ensured alignment with the Bank's risk appetite and policy constraints. Academic qualifications include a Master’s degree in Applied Mathematics with a specialization in Mathematical Finance from Ateneo de Manila University (2009-2010) and a Bachelor’s degree in Applied Mathematics from the same institution (2005-2009), along with a Grade School and High School Diploma from Chiang Kai Shek College (1995-2005).