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Toby Loftin has diverse work experience in finance, starting their career in the United States Air Force as an officer in 1995. Toby later worked in various roles at companies like USAA, Lehman Brothers, RBC Capital Markets, and SteelPath Capital Management. In 2010, they founded BP Capital Fund Advisors and currently holds positions at Strike Photonics, Providence Energy Corporation, and Honeycomb Digital Investments. Loftin's expertise lies in corporate development, institutional sales, equity research, and business advising.

Toby Loftin earned a B.S. in Management from the United States Air Force Academy in 1995 and later completed an M.S. in Finance from The University of Texas at San Antonio in 1999. Additionally, they obtained the Series 7 certification in 1999, Series 63 in 2012, Series 65 in 2021, and a DACFP Certificate in Blockchain and Digital Assets in 2022.