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Stephanie Balette is an accomplished financial professional with extensive experience in credit risk management across various prestigious institutions. Currently serving as Deputy Chief Credit Officer at Stellar Bank since January 2024, Stephanie previously held the position of Executive Director in the Credit Risk Energy Services Group at J.P. Morgan from November 2008 to January 2024. Noteworthy achievements include developing debt restructuring strategies and supporting innovative financing solutions for distressed credit clients. Earlier roles at Wells Fargo, ABN AMRO Bank N.V., Duke Energy Corporation, and Enron North America involved managing client portfolios, mentorship in credit risk operations, and evaluating credit risks for investment-grade corporate clients. Stephanie holds an MBA from the University of St. Thomas and a BBA in Finance from Southern Methodist University.