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Todd Horton began their work experience in 1995 at Bankers Systems as a Retirement Plan Administrator. Todd then worked at LarsonAllen as an Associate Pension Administrator from December 2001 to February 2003. After that, they joined Capital One Home Loans as a Senior Associate, Supplier Risk & Performance Management from May 2003 to April 2017. Currently, they are employed at Stearns Bank N.A. where they have held various roles including SBA Servicing from July 2017 to December 2019, SBA Project Manager from December 2019 to March 2021, and currently serves as the SBA Portfolio Manager Lead since March 2021.

Todd Horton attended St. Cloud State University from 1979 to 1983 where they studied Business.