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Sharad Kumar possesses extensive experience in the banking sector, having held significant leadership positions at several prominent institutions. Sharad serves as the Zonal Head (North) for SBI Wealth at the State Bank of India and was a Founder Member and COO-Head of Retail Banking West at Fincare Small Finance Bank. Previous roles include Vice President at HDFC Bank and Regional Sales Head at ICICI Bank. Sharad holds an MBA in Business from the Indian Institute of Management Ahmedabad and earned an MBA from the Institute of Management, Nirma University, during the period from 1997 to 1999.