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Karl Teo is a seasoned finance professional with extensive experience in mergers and acquisitions (M&A) and capital markets, currently serving as a Director at Standard Chartered Bank since April 2020. In this role, Karl originates and executes M&A advisory, acquisition financing, and debt capital market transactions, particularly in the real estate and digital infrastructure sectors across ASEAN and Australia. Previously, Karl held key positions at HSBC as an Associate Director and at ING as an Associate in Capital Structuring and Advisory, focusing on acquisition financing and corporate credit transactions in the Asia Pacific region. Earlier experience includes an Associate role at Standard Chartered Bank in the Metals and Mining sector and internships at Standard Chartered and the Securities Investors Association of Singapore. Karl holds a Bachelor of Accountancy from Singapore Management University.