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MONICA PHILLIPS has extensive experience in the banking and finance sector, currently serving as the Foreign Currency Payments Team Leader at Standard Bank Group since November 1989. Throughout their career, MONICA has held various roles, including Account Manager at African Alliance from 2010 to 2011, and Securities Officer at Royal Bank of Scotland from 2009 to 2010. MONICA also contributed to operations as an Operations Control Officer at Standard Bank from 1989 to 2008 and has experience in corporate lending. MONICA completed education at Westbury Senior Secondary School.