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Ralph Maurhofer has extensive experience in the banking sector, currently serving as both a Business Customer Advisor and a Private Customer Advisor at St. Galler Kantonalbank AG since March 2011. Prior to this role, Ralph worked as a Customer Advisor at Raiffeisenbank Oberes Rheintal from August 2006 to March 2011. Educationally, Ralph possesses a strong background, having achieved a Federal Diploma as a Financial Planner in 2018, a Diploma as a Financial Advisor IAF in 2017, and a Diploma in Business Administration with a focus on Banking from Akademie St.Gallen, completed in 2011.