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Frank J. Palermo, 66, has served as a director of S&T since January 2013. Mr. Palermo serves as Chairman of the Audit Committee and is a member of the Nominating and Corporate Governance Committee. Mr. Palermo is a Certified Public Accountant and a Certified Valuation Analyst, and has been the managing shareholder of Palermo/Kissinger & Associates, P.C., an accounting firm, since 1983. Mr. Palermo played an integral role in forming Gateway Bank of Pennsylvania (“Gateway”), where he served as chairman of the audit committee from its inception in 2004 through the date S&T acquired Gateway in 2012. Mr. Palermo’s career also includes 40 years in public accounting and four years as a vice president and controller at a community bank. Mr. Palermo’s background in accounting and finance, as well as his prior bank audit committee experience, bring a valuable perspective to the S&T Board both with respect to accounting, financial and strategic aspects of S&T’s business and to the Audit Committee on which he serves as “audit committee financial expert.” Mr. Palermo’s extensive board experience qualifies him to serve on the S&T Board.