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Crystal Lin is an experienced data scientist with a varied background in financial analysis and risk management. At Spotify, Crystal serves as a data scientist, while prior roles include associate in CMBS research at J.P. Morgan and market risk coverage at JPMorgan Chase & Co. Additionally, Crystal has worked as a senior credit risk analyst and as a quantitative research analyst at Global Catalyst Group Ltd. Academic credentials include a Master of Arts in Mathematics with a specialization in the Mathematics of Finance from Columbia University and a Bachelor's Degree in Computational and Applied Mathematics from the University of Notre Dame.