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Ekaterina Tolstova has over a decade of experience in credit research, currently serving as a Lead at S&P Global since June 2010, focusing on both Global Markets and Emerging Markets. Previously, Ekaterina held the position of Associate Director, acting as the primary analyst for property/casualty and life insurance companies in the CIS region and large and medium-sized banks in Russia and Kazakhstan. Prior to S&P Global, Ekaterina worked at Ernst & Young as an Auditor and completed an internship there. Ekaterina holds a Specialist degree in World Economics and a degree as a Translator from/to Russian/English from Peoples’ Friendship University of Russia, graduated in 2008.