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Ruth K. currently serves as the Deputy BSA Officer at Southwest Heritage Bank, overseeing the BSA/AML/CTF monitoring program since March 2024. Previously, Ruth held the position of Assistant BSA Officer at Commerce Bank of Arizona from November 2021 to March 2024 and worked as a BSA Consultant in a self-employed capacity from September 2015 to December 2021. Ruth's experience also includes serving as a Project Manager at Banker's Toolbox, implementing BSA/AML software nationwide, and various roles at Randolph Brooks Federal Credit Union, Capital One Bank, Washington Mutual, and Government Employees Federal Credit Union, starting as a Teller and advancing to management positions. Ruth holds a high school diploma from Los Alamos High School and attended Brigham Young University.