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Rafael Silva is a Senior Underwriter at Sompo Seguros since August 2021, specializing in international account management and reinsurance negotiation. Previous experience includes roles at MAPFRE as a Property Underwriter, where Rafael focused on property risk underwriting and international accounts, and at Bradesco Previdencia e Seguros S.A. as a Technical Insurance Officer, managing retail property risks. Rafael holds a degree in Commercial Management from Uninove - Universidade Nove de Julho, obtained between 2013 and 2015. Skills include strong collaboration across multiple areas, product enhancement, and compliance with regulatory standards.