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Mohd Termizi Mohamed Marzuki is a seasoned finance professional currently serving as Manager, Independent Investment | Credit Evaluation at SME Bank Malaysia since December 2022. Prior experience includes a 11-year tenure at Perbadanan Nasional Berhad - Pernas, where roles ranged from Senior Equity Analyst to Special Officer to the Chief Executive Officer, alongside responsibilities in equity analysis, stakeholder coordination, section leadership, and investment monitoring. Other positions include Team Leader in Financing Section 1 and Financing Processing Executive. Earlier career experiences involved administrative duties at KPF Holdings Sdn Bhd and a practical traineeship at Felda Prodata Systems Sdn Bhd. Academic credentials include a Bachelor of Business Administration in Finance and a Diploma in Business Study from Universiti Teknologi MARA, supplemented by a Sijil Pelajaran Malaysia in Electrical & Electronic Engineering.