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PATRICIA KAIM BERBIA possesses extensive experience in internal auditing and digital banking across several prominent financial institutions. Currently serving as Executive Director and Head of Digital Banking at SMBC Manubank, PATRICIA has previously held positions such as Internal Audit Director at Wells Fargo and Audit Director at Citibanamex, specializing in consumer banking, innovation, and retail banking. With a solid foundation in finance, PATRICIA earned an MBA from Davenport University and a Bachelor of Business Administration in Accounting from FCEA. Additionally, PATRICIA has contributed to the industry as Vice President of Training and Education at the IIA DC Chapter. Professional certifications include CIA, CFE, CAMS, and CPA.