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Our starting point 
First all-in-one payment experience and interest free buy now pay later solution built to solve Japanese consumer payment experience issues and improve merchant conversion rates.

Consumer Value
First Time in Japan : No Interest and Free of charge for credit card users
First Time in Japan : Checkout within 30 seconds. (BNPL single click check out) 
First Time in Japan : Fully Automated Repayment Experience  
Convenience:  No need to visit Kombini for installments or have cash ready for delivery 
No information sharing security anxiety to merchants  they don��t know 

Built for Japanese merchant needs  
No Fraud Payments Risk- we take all the fraud risk 
No chargeback management - we manage all chargebacks
Speed of Integration 1 Day Integration Process (Highest quality SDKs and APIs)  
Apple Pay and Google Pay automatically integrated




Our Mission:

By answering the "wants" of consumers
We will be changing the standard of paying, shopping and consumer finance solutions.
We do this by defining and delivering on what ��want�� really means.

Smartpay is more than just a technology company; 
We are a company that understands the uncertainty and anxiety people face in the new world of digital commerce. 

Eliminating interest, hidden fees, and the anxiety consumers feel about sharing their data.
We aim to provide the smoothest user experience.
For merchants, we deliver a system solution that focuses on growing their revenue.

For consumers, for businesses, for both. We build ��smart solutions that are seamless to use��.

Smartpay
The digital future you want.



Credit

FinTech

Payments

Smartpay

Sam Ahmed

Naoya Otsubo

Daniel Marcos Perujo

Erica K.

Satoru Asama

Daisuke Murakami

Po-Huan Lin

Charles Green

Leadership Team

Software Engineering

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Teams at Smartpay

Leadership Team

Software Engineering

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