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Shonda Smith is a seasoned banking professional with extensive experience in loan administration and operations. Currently serving as Senior Vice President Director of Loan Administration at SmartBank since February 2018, Shonda has previously held the position of Senior Vice President Loan Operations/ORE Officer at American Trust Bank of East Tennessee from May 2013 to February 2018, and Vice President Credit Administration/ORE Officer at First National Bank of Oneida from December 1998 to May 2013. Responsibilities have included managing daily loan operations, ensuring compliance, maintaining confidentiality, developing operational efficiencies, and fostering customer relationships. Shonda has demonstrated expertise in loan processing, financial analysis, and committee participation, along with a commitment to superior customer service. Educational credentials include attendance at The Southeastern School of Banking.