ÂÜÀòÂÒÂ×

Joel Beavers is an experienced financial professional currently serving as the SVP and Senior Credit Officer at SmartBank since May 2015. Prior roles include Credit Administrator, Loan Review Officer, Branch Manager, and Commercial Loan Officer at First National Bank from May 2002 to May 2015, as well as a Commercial Loan Officer at First Tennessee Bank from November 1999 to August 2001. Joel began a career in finance as a Commercial Loan Officer and Credit Analyst at Hancock Bank from August 1997 to October 1999. Education credentials include a Master of Business Administration from the Haslam College of Business at the University of Tennessee and a Bachelor of Science in Business Administration with a concentration in Finance from Mississippi State University, complemented by training at the Graduate School of Banking at LSU.