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Michael Peterson's work experience begins in 2004 when they worked as a Portfolio Manager at Ameriquest Capital Corporation, where they managed the sale and securitization of credit sensitive assets. In 2005, they joined Mandalay Mortgage as a Vice President, overseeing Capital Markets/Secondary Marketing functions. At Indymac Bank in 2007, they served as a First Vice President, managing risk-based pricing, product development, and loan-level accounting. Starting in 2008, Peterson worked at OneWest Bank, initially as a First Vice President, overseeing Enterprise Risk Management and later transitioning to a role as First Vice President in Capital Markets/Secondary Marketing Operations. In 2013, they joined Luther Burbank Savings as a Senior Vice President, leading the Capital Markets/Secondary Marketing team. Peterson's most recent position is with Skyline Home Loans, where they started in 2015 as a Senior Vice President and currently holds the position of Executive Vice President.

From 1990 to 1994, Michael Peterson attended California State University, Northridge. The degree name and field of study during this period are unspecified.