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Erika Martinez Carabantes is an accomplished executive with extensive experience in risk management and financial services. Currently serving as Chief Risk Officer at Siemens, Erika previously held the same position at DLL and has significant expertise in various roles at Engen Capital and Volvo Financial Services. Erika's background includes leadership in credit management, financial planning, and collections, with a proven track record of achieving the lowest delinquency ratios and enhancing credit processes. Erika's academic qualifications include an MBA in Business Administration and Marketing, along with diplomas and degrees in finance and accounting from prestigious institutions in Mexico.