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Mr. Ramakant Nayak, aged 72 years, is a Certified Associate of The Indian Institute of Bankers and holds a Bachelor’s degree in Science from Karnatak University, a Bachelor’s degree in Law from the University of Mumbai, and a Diploma in Marketing and Advertising from Rajendra Prasad College of Mass Communications & Media. He has more than 40 years of experience in the financial services industry, particularly in banking. He has served as the CEO and MD of various banks throughout his career.