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Joe Delgardio has a diverse work experience in the financial industry. Joe is currently serving as the Head of Capital Markets at Settle since October 2021. Prior to this, they worked at SoFi as a Senior Director in the Capital Markets department from August 2018 to October 2021. Before SoFi, they held a role in Capital Markets & Strategy at Springleaf Financial Services from January 2016 to August 2018. Joe also worked as a Specialty Finance Vice President at Aequitas Capital from February 2014 to February 2016, a CLO Associate at Ares Management from May 2011 to February 2014, and a CLO Analyst at Columbia Management from July 2008 to May 2011. Joe began their career in the financial industry as an Analyst at Wachovia Securities Financial Network in 2007.

Joe Delgardio attended St Thomas Aquinas High School, although the specific years are unknown. Joe then pursued higher education at the University of Central Florida from 2001 to 2006, majoring in Finance. No degree name is provided for their university studies.