ÂÜÀòÂÒÂ×

Howard co-founded Second Horizon Capital, an impact-focused real estate company, in 2021 to help drive meaningful and sustainable change for communities by transforming challenged commercial real estate assets into vital hubs for economic and cultural activity. Throughout his career in investment management, capital markets, and social impact, Howard has focused on building long-term value for each project and forging close and long-term partnerships with communities and stakeholders.

Prior to forming Second Horizon Capital, Howard served as a Managing Director in Bank of America’s Global Credit and Special Situations practice where he specialized in investing in financially challenged businesses and restructuring troubled assets. During his 11-year tenure at Bank of America, Howard focused on investing in commercial real estate across a broad range of asset types, including retail and mixed-use center assets and operators across the United States. Howard’s earlier career was as an investment banker providing mergers and acquisitions advisory services at Sagent Advisors (now DC Advisory) and Citigroup Global Markets.

A passionate advocate for entrepreneurship, Howard co-founded The Resolution Project, a global social entrepreneurship organization, in 2007. Resolution has helped 600-plus undergraduates start almost 400 socially responsible for-profit and not-for-profit enterprises in more than 80 countries around the world and in over 20 states across the U.S.