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Rain Raa is a legal professional with extensive experience in the financial sector, currently serving as the Head of Credit Legal at SEB since December 2021. Prior to this role, Rain Raa was a Legal Counsel at Ellex ā€“ Baltic circle of legal excellence from 2019 to December 2021 and held a similar position at SEB from June 2009 to 2019. Rain Raa's educational background includes a degree in Law from the University of Tartu, complemented by studies at the Institute for Law and Finance at Goethe University Frankfurt from 2002 to 2003.