Ralph Ehrat is an experienced professional in the banking and finance sectors, currently serving as Product Owner in Application Management Business at Schwyzer Kantonalbank since July 2023. Prior experience includes roles as Managing Consultant at Soranus AG - Banking Delivered from February 2022 to June 2023, and as Senior Business Analyst at finnova AG Bankware from 2013 to February 2022, focusing on business analysis for financial markets and regulatory compliance. Previous positions also encompass Director/Business Analyst at Bank Vontobel AG, Business Analyst/Director at UBS Investment Bank, and various roles in business analysis and support at Soranus AG, Thomson Reuters, and the Industrial Bank of Japan. Ralph Ehrat holds a certification in Requirements Engineering from Digicomp Academy AG, Zürich.