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Nitin Chugh currently serves as the Deputy Managing Director and Head of Digital Banking at State Bank of India since March 2022. Additionally, Nitin holds positions as Nominee Director at SBI Card, Open Network For Digital Commerce, and SBI Payment Services Pvt. Ltd., all of which commenced in 2023 or 2022. Previously, Nitin was the Managing Director and CEO at Ujjivan Small Finance Bank until September 2021 and served in various roles at HDFC Bank for 18 years, culminating as Group Head of Digital Banking. Nitin began a banking career at Standard Chartered Bank and has experience at Xerox and HCL Limited. Nitin's educational background includes a B.Tech in Electrical and Computer Science from National Institute of Technology Kurukshetra and a PGDM from AIMA, New Delhi.