ÂÜÀòÂÒÂ×

John Carmichael is an experienced professional who has held various roles in risk management, compliance, audit, and transaction services. John started their career as an Assistant English Teacher before moving on to roles as a Manager and Senior Manager in different companies. Currently, John serves as the Chief Risk and Compliance Officer at Saxo Bank, where John also holds the title of Executive Director and Chief Audit Executive. John has degrees in Geography and is a Chartered Accountant.