��������

Sonia Gaspar Sebastiao has extensive experience in compliance and financial control, currently serving as a Compliance Officer at Banco Santander Totta since February 2000, where responsibilities include regulatory risk assessment and reputational risk analysis. Previous roles at Banco Santander include positions in account consolidation, financial reporting, and branch accounting support. Additionally, Sonia worked at Totta & Açores for a brief period as a Technician in Account Control, focusing on the regularization of account balances. Sonia holds a degree in Business Management from Instituto Superior de Linguas e Administração, completed in 1999.