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Ana Ricart Miguel currently serves as the Head of Multinational Companies Department at Santander Portugal, a position held since March 2010, after previously working as a Local Account Officer in the same department. Ana's professional background includes serving as Director at Finzi Contini during its start-up phase, and working as a Credit Risk Analyst at Caixa Galicia. Earlier roles include Sales Manager in Portugal at Cinco Tenedores, Hotel Manager at AC Hotels, Internal Auditor at Klöckner Stahl- und Metallhandel GmbH, and Junior Auditor at PwC. Academically, Ana holds an EMBA from AESE Business School, a degree in International Business Management from HSB Hochschule Bremen, has completed the Elevate Development Program at Nova School of Business and Economics, and earned a Bachelor's degree in Business Administration and Management from the University of Valencia.