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Elmar Stokhof is an accomplished professional in collections and credit management with extensive experience across multiple organizations. Currently serving as Manager Early Collections Benelux at Santander Consumer Finance Benelux since January 2022, Stokhof also operates as the Owner of Cader Management Services since February 2013. Previous roles include Director Collections a.i. at Graydon, Project Manager Fit For Future at Euler Hermes Collections, and Directeur Bedrijfsvoering at B&D Juristen, where responsibilities included overseeing legal advice and complex collections. Stokhof's career also features significant positions at Atradius Collections, where management of collections operations in Northern Europe involved overseeing a team of approximately 120 employees, and roles at DHL International, focusing on credit control and collections. Stokhof graduated from Vrije Universiteit Amsterdam in 1994.